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Even because the sector was positive on its prospects in 2018, it did not witness any significant enchancment in demand and sales as the 12 months glided by. On high of it, one other disaster got here to hunt the sector. Lending to the real property market has now entered a difficult section. From cautious lending by NBFCs and housing finance firms (HFCs) some years again to the current conundrum, funding to the sector has virtually come all the way down to a trickle from the two sources,” mentioned Ramesh Nair, chief government officer and country head, JLL India, an actual property consultancy agency.