Read the newest information about residential and industrial actual property in the Seattle area and Pacific Northwest. Intuitively we all know costs have gone up. Statistically, the number of sales in Key West as a complete are down by 22{eade898a9d02c76e81358dea3a25c7837930eccf03f6e0d93a37b89984f1578c} compared to 2015. The demand for homes has remained intense for the twenty-two years I have been promoting houses right here. In 1996 and 1997 a purchaser may buy a cigar maker cottage for someplace around $250,000. Now a cigar maker cottage will cost close to one million dollars. Back in 1996 the very best priced houses offered around one million dollars. In 2017 there were no sales under a million in the Casa Marina however there have been 14 over one million – three over $3,000,000. The demand for good properties in good locations is there. The stock of available houses for sale in the lower cost vary in Old Town and Casa Marina is lacking.

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Maybe a better product for customers could be a 7-yr adjustable rate mortgage, or even better, a 7-year ARM with a 20 yr amortization time period. The 30 12 months mortgage arose as an affordability product when rates of interest neared and exceeded double digits, and was a good product for those occasions. However in a world of very low interest rates, it could no longer be the gold customary for customers. And so if we are to ever get to housing finance reform, maybe the next model of housing finance must be very completely different from at this time’s.