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I was working for a really large financial institution that had loaned a lot of money to a west Kansas farmer who I’ll name King. King owned or leased several sections (square miles) of land plus the family homestead. My bank’s Ag lender gave King an enormous unsecured loan. Lenders again then have been paid commissions based on their mortgage manufacturing. The loan had to undergo committee, so the Ag guy was not the lone screw-up concerned. As soon as we (my division) received involved, we flew to Kansas and obtained mortgages on the owned land and obtained security interests on all of the owned farm gear but not his airplane. We later attended creditor meetings in Omaha and still later Backyard City, Kansas.
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