I am a Realtor within the Florida Keys and have been here for 20 years. On account of growth in property, significantly industrial, industrial actual property and multi-household loans, gross interest earnings elevated 67{eade898a9d02c76e81358dea3a25c7837930eccf03f6e0d93a37b89984f1578c} from $2.2 million in the third quarter of 2005 to $three.7 million within the 3rd quarter of 2006. The flat and not too long ago inverted yield curve has put destructive strain on funding prices, and interest expense elevated 98{eade898a9d02c76e81358dea3a25c7837930eccf03f6e0d93a37b89984f1578c} from $960,000 within the third quarter of 2005 to $1.9 million through the third quarter of 2006. The end result was a forty three{eade898a9d02c76e81358dea3a25c7837930eccf03f6e0d93a37b89984f1578c} improve in net curiosity earnings from $1.2 million throughout the third quarter of 2005 to $1.8 million…