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    I am a Realtor within the Florida Keys and have been here for 20 years. I received to spend a while this week at Toni Moss’ Americatalyst occasion with Ted Tozer, President of Ginnie Mae during the Obama years. I at all times study stuff when I spend time with Ted, and in this case, what I learned was a little scary-that for FHA to make an insurance coverage payout to a lender, the property that is foreclosed upon must be conveyable. Which is to say, if an FHA mortgage is foreclosed upon by a lender, earlier than the lender receives compensation for its losses, it wants to make sure…