If you’re a first-time homebuyer, you might find yourself intimidated at the prospect of applying for a mortgage. You understand there’s a lot of paperwork to wade through, and you may also fear that you might be denied a home loan, which could dash your dreams of homeownership. However, the more you know about the process the better equipped you will be when it’s time to apply for a home loan. 

Simply put, the mortgage underwriting process is when a mortgage underwriter analyzes your entire financial situation to assess how likely you will be able to make regular mortgage

A Geelong character home beat price hopes by $110,000 as five bidders contested a prime inner city location at auction on Saturday.

Red-hot competition drove the $911,000 sale of the three-bedroom house at 23 Maud Street before a big crowd.

Price expectations had been $800,000 heading into the auction, but buyers saw greater value in the position close to South Geelong train station and the CBD.

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Waterfront jewel